Business Store and Financial Management

We’ve all heard of the most common types of insurance: homowner’s, health, life, flood, etc. But did you know that there are quite a few incredibly strange types of insurance that are available to consumers? Check out the following bizarre and weird types of insurance that you can buy.

1. Alien abduction insurance

Mike St. Lawrence’s company, UFO Abduction & Casualty Insurance Company, has one specialty: alien abduction insurance. The business has sold tens of thousands of policies at only $25 a pop. This price tag includes lifetime coverage and promises up to $10 million to pay for psychiatric and/or medical care if you happen to be abducted by aliens and make it back to Earth. But that’s not all—Lawrence also sells insurance policies to unsuspecting people who are worries about their reincarnation status in their next life.

2. Fantasy football insurance

You love football. You have a fantasy football team in one of the many leagues online. Many of these leagues are paid—so what happens if one of your picks is injured mid-season? That’s where fantasy football insurance comes in. It’s offered by Fantasy Sports Insurance and promises to refund your league entrance fee if your star pick sits out a specific number of games.

3. Paternity insurance

If you tend to play the field, then there’s a chance that you will, at some point in your life, face a paternity suit. If you’re worried about this possibility, then don’t worry. You can get paternity insurance, which can help cover the costs of a paternity suit and child support if you are, in fact, found to be the baby’s daddy. We have a feeling that condoms would be cheaper, in the long run.

These are the three most bizarre types of insurance that are available to consumers. What other crazy and strange insurance types have you heard of?

Katrina Robinson is a freelance writer who covers a wide range of topics ranging from finances and online insurance quotes to lifestyle and diet.

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